Thirty-two years ago, the Cooperative of American Physicians, Inc. (CAP) was created by a group of physicians who wanted to protect what they valued most -- their reputations, careers, families, and lifestyles -- from the significant and costly impact of malpractice lawsuits. Governed by a board of 15 physician directors, CAP has become a leader in the health care industry.

Our core product, Mutual Protection Trust (MPT) currently provides nearly 10,000 of California's superior physicians with medical professional liability protection. It is the only doctor governed market to achieve an A+ (Superior) Rating from A.M. Best Company. However, most impressive about our financial achievements is that we are consistently less expensive than our competitiors -- without sacrificing quality or financial security.

The Cooperative of American Physicians, Inc. provides various services related to its members. Among these services are in-house insurance agencies that provide business and individual insurance offerings to its members. Our doctor owned and governed model, coupled with the purchasing power of more than 10,000 physicians assures quality products and services for your insurance needs.

The physician leaders know that to truly distinguish our company in the market, it takes more than just following what others do. That is why there are several special areas in which the Cooperative of American Physicians, Inc. has led the way. Risk Management and Claims Services are two stellar examples.